This may seem a silly thing to blog about, but if you are ever in a position to apply for a payday loan, DO NOT use these people, they will charge you through the nose and they do not accept phone requests. You MUST make any/all requests by fax or e-mail, and you are required to call them three hours after you send it (which you must do, of course, before the end of thier business day at 4:30) to make sure they got it. The "customer service" representatives are rude, unknowledgable, and enjoy cutting you off in the middle of a complaint. The past one I spoke to practically hung up on me after spending 10 minutes not letting me get a word in edgewise while she lectured me on my inability to understand the user agreement.
So, in closing, never use United Cash loans. If you are looking for a payday advance loan, I do reccomend Payday select; they are professional, courteous, and actually try to help you, not just get your money.